Cheap direct debits

Here is a list of  bank offers and which direct debit they require

The following offers  can use the £1 a year direct debit:

Switching offers:

M+S Bank. Switch current account with 4 direct debits to get £100 M+S gift card. Rules here.

Nationwide. Switch current account with 2 direct debits to get £100. Rules here.

Earn Cashback: 

Santander 123 lite. Earn 1-3% cashback on bills. Need 2 direct debits to be eligible. Rules here.


Just click here to set up the world’s cheapest direct debit!  

The direct debit will be set up through Gocardless, a payment processing company. By clicking on the direct debit button, you will be redirected to the Gocardless website to set up the direct debit. Signing up should take less than a minute. You can cancel it at any time, and are protected by The Direct Debit Guarantee. It can take a few days for the direct debit to be set up. For more information, see our FAQ’s page.

The following offers need a direct debit for £1 every calendar month:

Co-op Bank Everyday Rewards. Earn up to £5.50 a month. Need 4 direct debits. Rules here.

Halifax Rewards. Earn £2 a month. Need 2 direct debits. Rules here.

Bank Of Scotland Vantage. Get 1.5% interest. Need 2 direct debits. Rules here.

Lloyds Bank Club Lloyds. Get 1.5% interest. Need 2 direct debits. Rules here.


The following offers need a direct debit for £1 every statement month:

Tesco Bank. Get 1% interest. Need 3 direct debits. Rules here.


Can’t find the direct debit your looking for? We will create a custom direct debit just for you! Just send an email to [email protected] with the details of what you need. We can supply direct debits in a number of currencies.

This is our one-off direct debit. Do not use this for bank switches.

Please note: The above information was, to the best of my knowledge, correct when I wrote it. However, because it could change at any time, I accept NO responsibility for its accuracy. If you think anything is incorrect, please let me know at [email protected] Thank you.